We all know there is a housing crisis in Lismore, the Northern Rivers, NSW and across the country.

Recent analyses from CoreLogic, an Australian company that puts together comprehensive real estate property data and insights, have identified which federal electorates are the most unaffordable.

Housing has been a critical Federal Election issue, and all parties have announced promises to help solve the problem if they win the election. This story is not about who promises what; it is about highlighting the crisis itself. As voters, you will make up your own minds as to who is best to deliver the solution.

We will look at the seats of Page and Richmond.

The imbalance between housing supply and demand in the Northern Rivers is nothing new; it has been worsening for the last decade, especially since COVID-19. Add in high interest rates and cost-of-living pressures, like electricity, and the dream of owning a house appears further away than ever before. Even renting a house is putting more financial pressure on people than at any time in the last five years.

The federal seat of Richmond takes in Ballina, Byron Bay, Mullumbimby, Murwillumbah and Tweed Heads.

Richmond doesn't just make the Top 10 Most Unaffordable Electorates to Buy a Home; it comes in at number 5.

The median value is $1,107,902. This has risen 2.8% in the last 12 months and 54.3% over the last five years.

The statistic that stings the most is the percentage of income (based on median household income) to service a new home loan, which is 78.4%.

Richmond then has the unenviable position of being the most unaffordable electorate to rent a property in the country. The percentage of income to pay rent is 49.4%.

The federal seat of Page isn't as unaffordable as Richmond, but then again, the wages are generally more moderate, too. Page takes in Lismore, Casino, Kyogle, Grafton and Woolgoolga in the south.

The median dwelling value is $649,110. Similarly to Richmond, this has risen 2.2% in the last 12 months and 51% over the last five years. To service a new mortgage would take 56% of the median income.

The median rent is $590 a week, which has risen 5.1% in 12 months and 37.4% over the last five years. To rent a dwelling requires 40.7% of income.

The statistics don't get any better for first home buyers.

In Page, it takes 11.8 years to save for a 20% deposit, while in Richmond, it takes 16.5 years. This is based on someone saving 15% of their income.

The consensus among experts is that 30% of your income should be paid to buy or rent a property; anything above that puts people into mortgage or financial stress.

Whatever the result on Saturday night, we have a long way to go to solve Australia's housing crisis.